ANNUAL PERCENTAGE YIELDS (APY) & INTEREST RATES
MINIMUM BALANCE REQUIREMENTS TO EARN INTEREST, OPEN ACCOUNTS,
AVOID IMPOSITION OF FEES AND OBTAIN THE APY DISCLOSED
APYs ARE ACCURATE AS OF : 03 January 2022
| CERTIFICATE OF DEPOSIT (1) | ||||
|---|---|---|---|---|
| Product | Term | Minimum Balance to Earn APY |
APY | Interest Rate |
| Certificate of Deposit | 5 Years | $2,500 minimum | 1.11% | 1.10% |
| Certificate of Deposit | 3 Years | $2,500 minimum | 0.80% | 0.80% |
| Certificate of Deposit | 2 Years | $2,500 minimum | 0.65% | 0.65% |
| Certificate of Deposit | 1 Year | $2,500 minimum | 0.60% | 0.60% |
| Certificate of Deposit | 6 Months | $2,500 minimum | 0.30% | 0.30% |
| Certificate of Deposit | 3 Months | $2,500 minimum | 0.15% | 0.15% |
| Senior Certificate of Deposit | 5 Years | $2,500 minimum | 1.21% | 1.20% |
| Senior Certificate of Deposit | 3 Years | $2,500 minimum | 0.90% | 0.90% |
| Senior Certificate of Deposit | 2 Years | $2,500 minimum | 0.75% | 0.75% |
| Senior Certificate of Deposit | 1 Year | $2,500 minimum | 0.70% | 0.70% |
| Corporate Certificate of Deposit | 5 Years | $2,500 minimum | 0.90% | 0.90% |
| Corporate Certificate of Deposit | 3 Years | $2,500 minimum | 0.70% | 0.70% |
| Corporate Certificate of Deposit | 2 Years | $2,500 minimum | 0.50% | 0.50% |
| Corporate Certificate of Deposit | 1 Year | $2,500 minimum | 0.40% | 0.40% |
| Corporate Certificate of Deposit | 6 Months | $2,500 minimum | 0.18% | 0.18% |
| Corporate Certificate of Deposit | 3 Months | $2,500 minimum | 0.15% | 0.15% |
(1) - Penalty will be applied for early withdrawal
| SAVINGS AND MONEY MARKET DEPOSIT (2) | ||||
|---|---|---|---|---|
| Product | Minimum Opening Balance & Avoid Fees | Minimum Balance to Earn APY | APY | Interest Rate |
| Savings - US Based Consumer | $ 500.00 | 0.01 | 0.20% | 0.20% |
| Savings - Non US Based Consumer | $ 2500.00 | 0.01 | 0.20% | 0.20% |
| Money Market Deposit - US Based Consumer | $ 5000.00 | 0.01 | 0.30% | 0.30% |
| Money Market Deposit - Non US Based Consumer | $ 10000.00 | 0.01 | 0.30% | 0.30% |
| Money Market Deposit - US Based Business & Associations | $ 5000.00 | 0.01 | 0.10% | 0.10% |
| Money Market Deposit - Non-US Based Business & Associations | $ 10000.00 | 0.01 | 0.10% | 0.10% |
Fees may reduce earnings. (2) Variable rate accounts - rate may change after the account is opened
